Speak For You
About Us
Our services and goals
At Speak For You, we understand the fear caused by financial situations that seem unmanageable.
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We can help you.
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Many of our clients tell us that they felt very isolated with their problems. This doesn´t need to be the case.
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If you are one of the many thousands of people facing financial difficulties and feel in need of support and guidance, we encourage you to reach out to us.
Our experienced volunteers are here to help you navigate your challenges, and provide the knowledge and support you need to overcome them.
Together, we can work towards a brighter financial future.
How We Can Help You
Speak For You is an independent network of volunteers who are here to listen to you and help you take the first steps to a debt-free, brighter future
Connect To A Volunteer
Our platform connects people in need of financial assistance with one of our knowledgeable
volunteers who are willing and able to offer the support and guidance needed. Whether you are
struggling to make ends meet, facing debt, or simply need someone to talk to about your financial situation, we are here to help.
Discuss Your Problems
Our volunteers are trained to provide free, non-judgmental support and practical guidance to help
you navigate your way through your financial challenges. At Speak For You, we believe that
everyone deserves access to resources and support, regardless of their financial situation.
Get Free Help
By connecting with a volunteer through our platform, you will receive personal support and the
guidance you require to help you improve your financial situation. Our goal is to empower you, and
the many thousands of other people in similar situations, to take control of their finances and build a
more secure future
Why Independent Views Matter
At Speak For You, we believe that truly independent support is essential—especially when you're in debt and vulnerable to poor advice.
One of the UK's most well-known debt charities, StepChange, presents itself as impartial. However, in 2023, they provided debt advice to over 183,000 people, yet only arranged:
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703 Individual Voluntary Arrangements (IVAs)
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1,115 Debt Relief Orders (DROs) — before discontinuing this service early in the year
The overwhelming majority were guided into informal Debt Management Plans (DMPs) and this is no coincidence. StepChange receives around 80% of its funding from creditors—banks, lenders, and utility companies—through a model called Fair Share, where creditors donate when clients repay debts through a DMP. This creates a clear conflict of interest: DMPs are financially beneficial for lenders, while alternatives such as DROs, bankruptcy, or challenging an unsuitable IVA often are not.
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We Offer a Different View
At Speak For You, we are not funded by creditors. Our support services are designed entirely around your best outcome—not your lender’s. We work with individuals to explore routes that may offer a clearer, more decisive path out of unaffordable debt. These approaches are focused on achieving resolution in a practical, structured, and time-limited manner, without locking you into long-term repayment traps.
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If you feel you were mis-sold an IVA, are stuck in a plan that no longer suits your needs, or want to understand your full range of options, we are here to help you move forward with confidence.